Debit cards overview
The debit card is the most common form of “plastic money”. This is not a classic credit card; it’s two additional debit card systems, Maestro and V-Pay. Only a few banks offer Debit MasterCard and Debit Visa, globally valid debit cards from well-known credit card providers. Debit cards are generally linked to a checking account and cannot be applied for alone. The debit card is most commonly used to pay for purchases or withdraw cash from an ATM checking account. Transactions and transfers can also be made at the bank terminals.
What is a debit card?
Debit cards are a hassle-free payment method offered by the most popular online casinos. It does not need a special introduction because everyone knows that a payment card is a cashless means of payment. Interestingly, cards have eliminated cash in Sweden, and the percentage of all card transactions is over 90%.
The first credit cards similar to today’s ones were introduced by Diners Club in 1950. Soon after 1958, the equivalent of today’s VISA card was created. In 1966, the equivalent of today’s MasterCard was created. The first ATM appeared in 1975, while the first PIN-confirmed transaction was unavailable until the 1980s.
Payment cards are convenient payments at online casinos
The debit card casino is accessible to players. If one is going to gamble for real money at a Debit card casino, this is the guide to the best review and transaction costs. The payment card has become an indispensable part of society and is convenient for daily internet purchases.
Nowadays, players who gamble for real money can go to designated online casinos. Accepted debit and master cards are also no exception and will be available at most online casino sites.
With this debit card casino review, we try to paint a positive picture and dispel the myth that no online casinos accept debit cards worldwide.
Debit cards features
If you want to pay with a prepaid card in an online casino, you first need a corresponding bank card. You get this when you open a bank account. Today, this is more commonly known as a debit card. Sometimes, you can also link the bank card to your credit card account.
Use the debit card abroad
Visa Debit is a debit card that allows you to pay and withdraw cash. Some banks also equip their cards with the Maestro or the V-Pay function. Maestro is valid worldwide, and V-Pay is only available in Europe. Visa Debit and MasterCard Debit are both accepted worldwide.
Contactless payment
Both debit and credit cards are often equipped with the NFC function, which allows contactless payments.
Debit card or credit card?
An advantage of debit cards is that it is always immediately apparent how the financial situation changes after spending. These are displayed on the account statement directly after transactions, and the cardholder can always monitor his finances. With a credit card, on the other hand, interest can accrue unnoticed for the credit claimed.
A disadvantage of the debit card is that some hotels or car rental companies do not accept it, unlike a credit card. Cardholders should, therefore, clarify acceptance with the respective provider before booking.
How are debit cards different from credit cards?
The difference between debit cards, classic credit cards and prepaid cards lies in the form of the payment process:
- With a prepaid card, money is debited directly from the account as part of the payment process or when withdrawing cash at the ATM.
- With a classic credit card, the company acts as an intermediary: it undertakes to pay the amount, even if the account does not have sufficient funds.
- A prepaid credit card must be loaded with funds in advance – if there are no funds, the payment will be rejected.
When paying with a debit card, a direct debit procedure is initiated, which debits the open amount from the current account immediately after it has been debited. This means there is a risk of non-payment for sellers if the checking account does not have sufficient funds. With credit cards, sellers have no risk of non-payment since the card issuer initially secures the payment, and any claims are transferred to the credit card company. The company settles the outstanding bill and later requests the money back from the customer with the credit card statement. For the period in between, the customer receives a loan.
With a prepaid card, no credit is granted to the customer. A credit balance must be loaded onto the card before use, which can then be used for cash withdrawals abroad, online shopping or other purchases.
How to play in an online casino for real money using debit cards?
This is simple and secure. Here’s a step-by-step guide on how to use your debit card for online gambling:
- Open a bank account to use a debit card
Open a bank account at a financial institution that offers debit cards. Complete the necessary forms, and once approved, you will receive your debit card. - Choose a casino and deposit with your debit card
Select an online casino that accepts debit cards. Navigate to the cashier, choose “Debit Card” as your deposit method, enter the required details, and confirm the transaction for instant access to your funds. - Play and win
Play at reputable casinos to ensure security and fairness. Use any available bonuses and enjoy games like slots and table games. - Withdraw your winnings
To withdraw, go to the casino’s withdrawal section, select “Debit Card” as the method, input the amount, and confirm. For security, ensure the casino uses the same card details for withdrawals.
Debit cards pros and cons
Your debit card offers you the following advantages in casinos online, regardless of your bank, the type of card and the issuer of the card.
- Immediate real money: When using your debit card, you can play immediately after depositing because the deposited amount is immediately credited to your casino account.
- High Security: Debit cards offer modern methods and high standards to protect real money payments. A direct and encrypted connection to your bank will be established, through which your payment data will be transmitted. Check digits or security keys, PINs, or SMS codes are security measures that are easy to use but impossible to crack. The advantage is that you do not need an additional payment service provider.
- Withdrawals: Transactions work both ways with debit cards at the online casino, so you can use the same payment method to withdraw real money you’ve won. As a result, you are not dependent on another method for withdrawals.
- Fees: Your Maestro card is issued by your bank as part of your account agreement. Although providing an account and card is usually not free, your bank does not charge any additional fees for online payments. With exemplary online gambling providers, payment by bank card is not associated with a fee.
- Financial management: Unlike a credit card, a debit card does not grant you a loan that may later accrue interest. The amounts are debited directly from your account, making it easier to track your finances. Record your casino income and expenses and check your account balance regularly.
- Possibility of adding additional fees on withdrawals.
- Payment term depends on the bank.
- Withdrawal sum is limited according to your bank.
Debit card deposits and withdrawals
In contrast to credit card casinos, only a few operators offer debit card deposits. But that’s not a problem because you can pay by direct transfer or e-wallet. You also need a bank account for this.
Deposits in online casinos with debit card
To deposit in one of the best online casinos, you must first register with a provider without obligation. After successfully registering, go to your user account and click on the “Deposit” button. You select your debit card and the amount you want to deposit there.
Each operator sets its deposit limits. If you want to pay with a debit card in an online casino, you should inform yourself beforehand. The transaction duration is usually no longer than a few minutes. If you must wait longer, don’t hesitate to contact customer service.
Withdrawals from online casinos with debit card
An online casino debit card payout is possible at any time. To withdraw your winnings, go to ‘Withdrawal’ in a player account. All available payment methods will be displayed there. Select the debit card and the amount to be paid out. After that, the money will be transferred to your bank account. For high rollers and VIPs, our page on online casinos with instant payouts should be particularly interesting. There, you will find detailed information on this topic.
More debit card casinos to choose
In today’s online casinos, everyone can find something for themselves. It doesn’t matter what type of casino you prefer because the debit card can be used on full-fledged websites and mobile applications, in new casinos, and in those that have been on the market for years.
Mobile casinos that accept debit cards
If you often move but live a busy life, an online mobile casino is the right choice. Most modern online casinos have a mobile interface and an application for phones with the operating systems iOS and Android.
If you download the casino application, you never have to search for a site, log in or verify your identity. For example, you can set up a login using your fingerprint or face, but thanks to this, it only takes a few seconds for your desire to play your favorite online casino game to become a reality. All you need is an internet connection and a charged phone.
Live casinos that accept debit cards
The online gambling industry is moving forward to attract new players through cutting-edge innovations, new games and an unusual approach. One such invention is online live casino games.
In live casinos, you can experience a real casino by playing online. It is an ideal compromise for players who love to go to the stone casino but can’t leave home. Imagine playing with live croupiers who look like they work in Vegas without leaving your home; that’s exactly how you’ll feel in a live online casino. This type of casino is great for players for whom gambling is a social event.
New debit card casinos
Keep your eyes peeled for these newly released debit card-accepting online casinos! They were released in the last few years and offer some great games worth checking out.
Top legal and trusted debit card casinos
If you are looking for the best debit card casinos, check out any trusted online casinos on our list below. They are most popular among real players of gambling sites that accept Debit Cards.
Debit cards security
The security of your data is an important point that plays an important role in the best debit card casinos. The online casinos in our reviews all have a valid gaming license from renowned regulatory authorities. This checks whether the individual requirements are met. This includes, for example, the RTP value (Return to Player) and the random number generator of the games.
Another important point that should not be underestimated is the SSL data encryption of an independent IT company’s website operators. This ensures that third parties do not have access to your data. The following section will show you how well the debit card is protected.
There is a PIN (Personal Identification Number) security so nobody can use your debit card. The four-digit code ensures no unauthorized person can withdraw or use money online. You should, therefore, not have the PIN in your wallet or leave it in the public domain.
If you travel often, setting up an international ban makes sense. This is the best way to protect yourself from skimming, which is spying on your card data. Criminals copy your card data and transfer it to another card, which gives them access to your account and puts you at a disadvantage.
The identification code on the debit card has a modulated feature and is, therefore, difficult to copy, in contrast to the magnetic stripe. Therefore, your card is much more secure than a few years ago.
Software providers in debit card casinos
Like all other products, online casino games have leading producers whose games are known worldwide. These companies create the best and most modern games millions of players play worldwide. You can find games these companies produce in every nice casino, but their quality is the same.
NetEnt games in online casinos that accept debit cards
One of the leading companies on the market is NetEnt, a leading provider of premium game solutions for the best operators worldwide. Tento operator has been on the market for more than 20 years and currently cooperates with more than 200 of the largest online casinos in the world.
NetEnt is a true pioneer in the gambling market, powered by its cutting-edge platform. Games from this company can be found in every quality casino. Starburst, Mega Fortune or Guns N’ Roses are the most popular among them. No matter what game you choose from NetEnt, you’ll be spoiled for fun.
Microgaming games in online casinos that accept debit cards
Another leading global game producer is Microgaming, which currently offers more than 1,500 different casino games. Microgaming provides online gaming operators worldwide with access to a diverse portfolio of games.
This company developed the world’s first real online casino software in 1994 and the first mobile casino software in 2004. Microgaming launches new titles for computers and mobile devices every month. Microgaming has many badge slots in its portfolio, such as Game of Thrones, Jurassic World and Lara Croft: Temples and Tombs.
Playtech games in online casinos that accept debit cards
The third leader in the online casino market we will introduce is the Playtech company, which focuses on the gambling and financial trading industries. Playtech is the world’s largest online gambling software supplier and offers modern solutions with added value to top operators in this field.
Some of Playtech’s most popular online gambling games include Age of Gods, King Kong, Buffalo Blitz and many others. The most popular game inspired by superheroes is the game Green Lantern. The company also participates in developing 3D slot machines, such as the game Miss Fortune.
Online slots in debit card casinos
If you prefer to play with your mobile, you don’t have to limit yourself to casinos with Debit Cards. Choose your favorite slot game in the top debit card casino and play!
Debit card casino bonuses
You will most likely receive a bonus when you deposit the casino using debit cards. In this section, we present the most common types of bonuses that you will encounter in online casinos on debit cards.
Welcome bonus
The welcome bonus is the first and probably the most lucrative in debit card casinos. A welcome bonus is a bonus that the casino uses to attract new players, which explains why it is the most lucrative bonus. The casino will get a new player who will potentially continue to play and spend his money.
Most of these welcome bonuses are deposit bonuses, usually for a new online casino player’s first deposit. A certain percentage usually determines the size of the bonus. Depending on your first deposit amount, it can be a 100%, 200%, or even a 500% bonus.
However, be careful because such a bonus has certain rules and conditions you must fulfill as a player to obtain it in full. These are the deposit and wager requirements, which are standardly set as multiple times your bonus. You will often encounter, for example, the fact that you will have to deposit 10 or 20 times your bonus.
Free spins
Another very common type of bonus offered in online casinos with debit cards is free spins or chips. Sometimes, these bonuses are offered together with the deposit bonus as a welcome bonus, but sometimes, the casino can only offer them to its loyal players. Free spins are a great second bonus for new and regular players. You can use them mainly on slots or roulette.
As the name implies, the casino will credit your player’s account for free. It is a fixed package of free spins that can be used on a specific online slot. As with every other bonus, you must read the terms and conditions and learn about all the storage requirements you must meet to unlock and collect all the accumulated winnings.
No deposit bonus
Another type of bonus is the no-deposit bonus, which represents free money in exchange for creating an account in a debit card online casino. Before getting a bonus without a deposit, the player does not need to deposit his money in the debit card online casino; he only needs to complete the necessary steps to finish the registration.
These bonuses are usually quite small, so don’t expect much more than a sum between 5 and 20 dollars. Furthermore, you must ensure that you already understand the conditions of these bonuses because it is not always easy to win a prize.
Before choosing any prizes, you may have to put in some money and meet certain food requirements. It should be added that the money you win with this bonus is already yours. However, the conditions for choosing them can be more difficult, so it’s good to know them beforehand.
Debit card fees and limits in online casinos
If you have concerns about expecting additional costs, we can remove them. The best online casinos with debit cards do not charge any fees. However, it is always advisable to inform yourself beforehand. The website will always show you if you have to pay for something. Or you can ask customer service.
Common debit card fees
- Monthly/Annual Fees: Some banks charge a monthly or annual fee for using a debit card, although many checking accounts offer free debit cards without any annual fees.
- Out-of-Network ATM Fees: If you use an ATM not part of your bank’s network, the ATM operator and your bank may charge you a fee.
- International ATM Fees: Using your debit card at international ATMs often incurs additional charges, including flat fees per transaction and a percentage of the amount withdrawn.
- Foreign Transaction Fees: Purchases made in a foreign currency or through an overseas merchant might attract a foreign transaction fee, typically around 1% to 3% of the transaction amount.
- Overdraft Fees: If you make a transaction that exceeds the balance in your checking account, you might incur an overdraft fee unless you have opted out of overdraft protection or have arrangements such as a linked savings account or line of credit to cover the shortfall.
- Replacement Card Fees: Some banks charge a fee to issue a replacement debit card or for expedited shipping if you need the card quickly.
- Inactivity Fees: Few banks might charge a fee if your card is not used for a certain period, though this is relatively uncommon.
Debit cards alternatives
Of course, there are a few other payment services that I would like to introduce to you in this section. Paying out in an online casino with a debit card is not always possible, and the debit card may not be offered for deposit. As an alternative, we can recommend eWallets like Neteller or Skrill.
You can also use popular credit cards such as Visa or Mastercard. However, Neosurf and Paysafecard are also represented almost everywhere. If you prefer something unusual, you can use Ethereum as currency in Bitcoin Casinos. You can also try Apple and Google Pay.
Mastercard credit card
MasterCard is the most popular payment card. Even though it was established 8 years later than the competitive VISA, the company has made up for this difference in the last few decades. MasterCard is accepted almost everywhere, including online casinos, where virtually every online casino accepts MasterCard. In our opinion, it is the best choice for people with payment cards.
VISA credit card
The VISA card is, without a doubt, the second choice after MasterCard. Interestingly, the company’s value on the American stock exchange is the equivalent of over USD 300 billion. Over 2 billion cards have already been issued worldwide. It means more or less that statistically, every third person on earth is a VISA card holder. Such information is impressive, especially since many online casinos accept the VISA credit card. It’s hard to find an online casino that doesn’t accept VISA payments.
Maestro debit card
It is worth noting that Maestro is a debit card, which differs from MasterCard, a credit card. Both brands belong to MasterCard. While we usually manage to deposit money to an online casino through Maestro, problems may arise when trying to withdraw funds as it is only a debit card.
VISA Electron debit card
Even worse than the Maestro is the VISA Electron card, which is the debit equivalent of the VISA. Few online casinos have this payment method on their site. Additionally, if it does appear, it is only as a deposit method. In the case of a withdrawal, we will usually have to look for something else, similar to the Maestro.
Diners Club payment card
Diners Club is certainly a pioneer in the payment card market. After all, they started the move, and without Diners Club, the cards might have looked completely different. Nevertheless, few online casinos accept these payment cards, which prevents us from recommending this payment method more widely.
Final thoughts on debit card casinos
Debit cards are widely accepted for payments by online gambling operators and offer many advantages. With your debit card, you can make your deposits and withdrawals safely, conveniently, and quickly. We enable you to quickly get started with the casino experience because, with our top list, you don’t have to look far for a suitable and trustworthy internet casino. We have put together the best online casinos with debit card payments for real money players. The range of casino games and the playing conditions are convincing. You can also benefit from a great welcome bonus for the best possible start. When you make your first deposit with a bank card, you will always receive at least 100% free credit.
