eCheck overview
The eCheck is a digital version of a paper check, also known as an electronic, online, or digital check. It differs from the paper check in its processing time. The term “electronic check” does not refer to any particular service supported by any particular provider. It generally refers to any service offered by an electronic wallet or another online transaction method that allows users to make one-time payments directly from a bank account associated with the payment service.
The remote deposit was born in 2003. This was done through the passage of the Check 21 Act, which gave scanned images of checks the same legal status as paper checks. The Check 21 Act was intended to speed up the process of clearing checks between banks by allowing them to exchange images of checks rather than the original physical checks – but another effect was to allow remote deposits to exist. At first, eCheck was mainly intended for large companies. Indeed, in 2004-2005, a high-volume check scanner was the only way to make checks digital. Fortunately, cheaper check scanners were launched around 2008, allowing small businesses also to take advantage of this technology.
Why use electronic checks at an online casino?
Users are fond of good ideas that allow them to save time, and that’s good because it’s one of the major advantages of electronic checks. While other payment methods can be more complicated and take longer, eCheck is quick and easy. Deposits are made instantly, and withdrawals are a snap!
Some of the recommended casinos that accept electronic checks also offer additional deposit bonuses when you use this payment method.
To find out which online casinos offer bonuses for players who use eChecks or to find out more about other casino payment methods and processing times, check out the in-depth reviews of casinos from our list.
How to play in an online casino for real money using eCheck?
- Create a bank account
To be able to play at a casino that accepts eCheck payment, you must have a bank account. To do this, create a bank account in a bank of your choice, depending on your country. - Make a deposit
When you have created your bank account, create an account at a casino of your choice. Select “Bank Transfer” as the payment method and make a deposit. The “eCheck” option does not exist. - Play and win
Once you have followed all these instructions, all you have to do is play. You can withdraw your winnings from your online casino account when you have won. - Withdraw your winnings
To withdraw your winnings, the casino will need to contact your bank and you will need to confirm the issuance of funds from your bank account. The bank will then issue an eCheck to the casino.
eCheck features
The eCheck is an interesting and unique means of payment. This concept uses the Automated Clearing House (ACH) to debit a customer’s checking account directly from a merchant’s bank account with the help of a check scanner. As with online bill payment, with eChecks, you only need to enter your account and routing numbers. You can track verified payments directly on your bank’s website or app.
Deposit and withdrawal deadlines
Processing times for financial transactions on eCheck are generally long. In principle, the deposit takes a few hours. As for withdrawal, depending on your bank and location, the funds you have earned will appear in your account balance within 1-3 business days. The different treatments the bank and the casino carry out can delay the procedures.
Quality of support work
As eCheck is a service provided by banking institutions, you must contact your bank or account manager directly for any request. You can do this by going to a bank’s branches or website. It is also possible to contact the account manager by phone or email. In principle, the manager’s number and email address are given to you when you create your bank account.
Mobile app
Currently, the majority of banks around the world have mobile applications. These allow you to make financial transactions at your favorite online casinos. However, several mobile applications have also been developed to facilitate eCheck transactions. These are available on the Play Store or Apple Store.
eCheck pros and cons
As one of the leading payment systems in a legal online casino, it has many advantages that make it so popular. The largest of them are listed below. While there are many benefits to using eCheck, there are several downsides.
- Strong and excellent security measures following international standards for payments.
- Physically available customer service thanks to the existence of the account manager.
- Available on mobiles.
- Ideal for making large deposits.
- Long processing time for financial transactions.
- Additional fees on financial transactions.
- Possibility of input error by bank officers in processing.
- Not accepted by all casinos.
eCheck deposits and withdrawals
eCheck provides a secure, convenient, and cost-effective way to transfer funds directly from a bank account. Here’s a closer look at how eCheck deposits and withdrawals work.
Deposits with eCheck
Depositing funds in an online casino is very easy. In the casino payments section, you have to select the payment method. The information required is similar to that of a reality check. You’ll need to enter a first and last name, account number, probably a field for account number confirmation, and the amount. It can take 6-7 days for the eCheck to be posted.
Withdrawals with eCheck
One benefit of using an eCheck to withdraw from a casino is that the funds are posted directly to your bank account. Since this procedure is relatively simple and cost-effective, it is a good way to withdraw funds from the player account. However, this method, like the deposit, takes 6-7 working days. The casino may also charge a fee.
More eCheck casinos to choose
Finding casinos that accept eCheck as a payment method can be challenging, as its popularity varies by region. However, eCheck remains a preferred choice for many due to its security and simplicity. Some online casinos are known for accepting eCheck for deposits and sometimes for withdrawals, providing a reliable and straightforward banking option.
New casinos accepting electronic checks
Unfortunately, eCheck electronic checks are an “old” method of payment and newer options like Instadebit, iDebit and Interac are gaining traction. This is partly because e-checks cannot be used to make withdrawals at all casinos, while e-wallets allow this. So, most newer online casinos focus on newer payment options. The lack of electronic eCheck withdrawal is this method’s biggest inconvenience.
From time to time, new casinos accept e-checks that come onto the market, but most of the time, it is because groups of already established casinos are opening new casinos.
Surely, you already know the biggest names in the industry, like Jackpot City, Royal Vegas, and others. Well, all of these casinos have multiple affiliates, and just about every year, a new casino starts offering eChecks. When this happens, you can be sure that we will write about it on our site as soon as a new casino accepts electronic checks.
Electronic vouchers: our best casinos
We recommend a whole list of excellent online casinos that accept electronic checks, and of course, one of our biggest recommendations is JackpotCity Casino.
JackpotCity offers many of the best and latest games from Microgaming, NetEnt, and Novomatic. It also offers great bonuses and promotions and an amazing VIP platform for the most loyal players.
This casino accepts e-checks as its primary form of payment and offers instant deposits. When you want to cash out your hard-earned cash, you can receive your winnings by direct deposit to the bank account of your choice!
If Jackpot City isn’t exactly what you’re looking for, check out our list of eCheck casinos, where you’ll find names like Royal Vegas Casino, Betway, Spin Palace, and others. These casinos allow payment by e-check, have many amazing games, and offer popular slots. Some even offer an online casino for mobiles or the option to play at a live casino.
Top legal and trusted eCheck Casinos
If you are looking for the best eCheck casinos, check out any trusted online casinos on our list below. They are most popular among real players of gambling sites that accept eCheck.
eCheck casinos security
eChecks are secure as they have various security features, including encryption, digital signatures, authentication, and public key encryption. They are also fast as they are transmitted at the speed of the internet, unlike a real check. In addition to their speed and security, they are a cheap method of transferring funds from a bank account to a third party such as online casinos. Although it works like a real check, it’s much more efficient.
Software providers in eCheck casinos
Online slots in eCheck casinos
If you prefer to play with your mobile, you don’t have to limit yourself to the casinos with eCheck. Choose your favorite slot game in the top eCheck casino and play!
eCheck casino bonuses
Are there any eCheck online casino promotions? Of course! As it is one of the most used payment methods across the country, casinos want their offers to be more accessible to every customer. We found a few bonuses and tested them all to see which ones were honest and profitable. Of course, you will have a lot of fun regardless of which one you choose, so consider your playstyle and goals, and you can’t go wrong. The most frequently proposed bonuses are:
No deposit bonus
This is the most advantageous bonus as it doesn’t require investing money. All you have to do is register with the casino website and activate it. Some casinos may require you to enter a bonus code, while others will grant you a specific bonus when you register your account. It is important to check the bonus terms to see if they are favorable.
Due to the risks of offering such a bonus, it is mainly reserved for top casinos. Sometimes, smaller casinos may prevent you from withdrawing funds earned through, e.g., free spins.
Deposit bonus
Deposit Bonuses are probably the most common bonuses at online casinos. Most casinos prefer to offer them as welcome offers. They require a deposit of a certain minimum amount to collect them. They are usually presented as a percentage of the deposit amount. These bonuses are both casino and player-friendly. Trading conditions are usually required for the funds we granted to be withdrawn freely.
Free spins
Slot lovers are among the most valued customers at casinos. A free spin is a promotion most casinos offer that allows you to free spin the reels in a specific game. Free spins are usually only available for a specific game.
eCheck fees and limits
Banks worldwide charge fees on electronic checks. The fee amount depends on the bank in question, the amount to be deposited or withdrawn, and the country in which you are located. Average fees vary between $0.30 and $1.50 per eCheck transaction. Additionally, your bank may require a monthly maintenance fee if your checking account balance falls below the stipulated minimum.
eCheck alternatives
eCheck is a fairly old deposit method. There are, of course, tons of alternatives for those who prefer the more traditional or anonymous payment methods.
Virtual wallets. Skrill, Revolut, Transferwise, Neteller, and many others offer their services, and nothing prevents you from using them. They work similarly to Sticpay – we order deposits through the casino website. Of course, the funds must be in your wallet before that.
Cryptocurrencies. Some casinos offer several or even a dozen alternatives to Bitcoin; no wonder the security, anonymity, and transaction speed prove this payment. The disadvantages include requiring minimal computer knowledge, although many e-wallets have their portfolio, in addition to tens or hundreds of currencies and crypto.
Bank transfers are still honored by almost all casinos. The benefits are ease of use – we have access to an account. The disadvantage is that our full data is sent to the operator. It is difficult to speak of anonymity here. Unfortunately, the waiting time for payment also leaves much to be desired.
Final thoughts on eCheck casinos
eChecks are one of the easiest methods of depositing money into an online casino. They are seen as an alternative for players who refrain from using more conventional payment methods like bank transfers and cash. Credit or debit cards. Easy to use, safe and secure, you can transfer larger sums in a single transaction if you are a high roller. However, you must ensure transfer fees with your bank.
